Buy Here Pay Here Financing Available on Late Model Low Mileage Vehicles

Quick, Easy Approvals No Matter How Bad Your Credit Is

CarTopia offers buy here pay financing that is very different from what you have experienced in the past. Most customers with bad credit think they have to settle for a high mileage piece of junk car that costs way too much. Those types of cars make it very hard to trade out of as your credit improves. In fact, often times you get stuck in the buy here pay here cycle and are never able to get a better vehicle.

This is not the case at CarTopia. Our entire goal is to help you improve your credit as quickly as possible and move into a nicer, newer car. Most customers are able to trade out and trade up in as little as 6 months. And the best part is you don't have to carry over any "negative equity" to your new vehicle.

Here are some of the things you can expect from CarTopia's Buy Here Pay Here Financing:

Flexible payments and down payments customized to your specific budget

We report to the Credit Bureau so your credit may improve

Ability to keep the vehicle overnight to inspect prior to purchasing

You can bring back the vehicle at any time and walk away

12 month 24,000 miles service contract

We pay for your oil changes

Quick Easy Financing without all the games or pressure

Self Employed, Bankruptcy, Repo, ITIN are no problem. This is our specialty

Apply Now and Find Out What Excellent Buy Here Pay Here Financing is all about

Getting Started

First Name*
Middle Name
Last Name*
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Home Phone*
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Residence Information

Address*
Apartment
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City*
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Additional Information

Final Steps

Will this be an individual or joint application? *

Individual Joint

Please first submit your primary application, as you will then be prompted to fill out the joint application
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In order to qualify for one of our many credit programs, if you proceed with the questions above and send your information by clicking on the "submit" button, you are thereby giving your consent for our dealership to obtain a consumer credit report.
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By submitting this Credit Application, you acknowledge receipt of our Privacy Notice and Terms & Conditions

Get Pre-Approved View Inventory Contact Us Get Directions

CarTopia

21701 IH-35
Kyle, TX 78640
Phone (800)985-4337

Hours

Monday:	9:00 AM - 7:00 PM
Tuesday:	9:00 AM - 7:00 PM
Wednesday:	9:00 AM - 7:00 PM
Thursday:	9:00 AM - 7:00 PM
Friday:	9:00 AM - 7:00 PM
Saturday:	10:00 AM - 6:00 PM
Sunday:	CLOSED

Buy Here Pay Here Financing Available on Late Model Low Mileage Vehicles

Quick, Easy Approvals No Matter How Bad Your Credit Is

Terms & Conditions

CarTopia

Hours